January 2024

The discussion of life insurance can be a difficult conversation for anyone, but none the less it is a necessary conversation. When we think about the life insurance discussion it is most often associated to our personal situation within the household. There are plenty of reasons why people obtain life insurance, but the primary reasons […]

The recent California storms has everyone worried about protecting their homes and property in the event they are affected by a flood. It should be well known that your standard home insurance policy does not provide coverage in the event of a flood. Only 15% of homes across the nation have adequate flood insurance. That

Authored by Jake Sorensen Flooding is a natural disaster that can cause extensive damage to homes, businesses, and entire communities. While many people assume that their homeowners or business insurance policies will cover flood damage, this is not always the case. Flood insurance is a separate type of coverage that is designed to protect individuals

Homeownership brings many joys and responsibilities. One of the less glamorous aspects is dealing with unexpected and sometimes unpleasant events, such as sewer backups. While we hope to avoid such incidents, it’s essential to understand how homeowners insurance can provide coverage and protection in case of a sewer backup. The Importance of Sewer Backup Coverage

Is California teetering on the edge of an insurance market crisis? For decades, Californians have basked in the sunshine of relatively low home and auto insurance premiums compared to the rest of the country. But recent natural disasters, soaring crime rates, and a web of regulations have brought a storm to the Golden State’s insurance